Life insurance is the product you hope to never use. Imagining the worst is gloomy, but planning for it is prudent. Christensen Group leverages our scale and national distribution capabilities to provide you with choices among the industry’s leading strategies and products. In addition to the variety of benefits solutions you can access through our relationships with major carriers, Christensen Group offers innovative technology and decision-making tools to help you determine the right mix of products and services for your organization.
Just starting to build your financial future? Life insurance can pay off mortgages and student loans. Already financially established? Life insurance provides asset and income preservation so your family won’t have to endure a change of lifestyle. Leave your family with a reliable legacy through life insurance.
First we want to learn about you. We'll ask lots of questions to understand everything you need.
Policies often require more data or medical evaluation. We'll help make sure you gather all the right info.
Next, we shop around for your best coverage. Not all carriers are the same, and we know where to look.
We'll show you all the different options for your coverage. Need more options? We got you.
Once you have chosen a policy, we will walk you through getting coverage and staying protected.
Business Life Insurance is a solution to help business owners protect their business, lifestyle and employees. It helps ensure the solvency of your business, when the unexpected happens.
Personal Life Insurance is an asset that provides financial security to your loved ones if you pass away.
As an independent agent we work with hundreds of carriers to help find the best policy for your specific needs.
Life Insurance Carrier Partners >Term insurance is temporary and only provides pure death benefit protection for a specific period of time. Term is the most affordable and does not accumulate cash value. Permanent insurance is designed to provide lifetime protection. The initial premium for Permanent is higher than Term, but it has the potential to accumulate cash value that can be accessed to help with lifetime needs.
The amount of life insurance needed varies for everyone as it depends on their unique circumstance and financial goals. Immediate obligations and future income needs should be considered when determining how much life insurance coverage is enough. There are many calculators out there to help you figure out how much you may need to maintain your lifestyle as well as help provide financial security to those that depend on you. Life Happens, A Nonprofit Organization, has a simple yet effective calculator, which can be found here.
If someone will be adversely affected financially by your unexpected death then you need life insurance. Life insurance can provide financial protection for your beneficiaries, for both personal and business reasons.
